How to Transfer an IRA to a Gold IRA

Transfer means moving an existing IRA to a new custodian that allows precious metals, then allocating to eligible gold/silver—not wiring cash to a dealer’s operating account casually.

Custodian-to-custodian transfer

Complete ACAT/transfer paperwork so the delivering IRA sends assets or cash to the receiving SDIRA. Cash can then buy bullion under IRA ownership.

In-kind limits

You generally cannot “move” random coins you already own personally into an IRA without a taxable event. IRA metal is purchased and stored inside the account structure.

Also read transfer IRA to gold and silver.