401(k) to Gold IRA Rollover
A 401(k)→gold IRA move is usually a direct rollover into a self-directed IRA, then a purchase of eligible bullion held at a depository.
Process outline
- Confirm you are eligible to roll over (job change, plan in-service rules, age 59½ options).
- Open the SDIRA / choose a gold IRA company from our rankings.
- Request a direct rollover; avoid checks payable solely to you when possible.
- Select IRS-eligible products; decline high-commission collectibles pitched as “special.”
- Verify depository receipt and annual fee schedule in writing.
About “signup bonuses” and free kits
Free silver, fee waivers, or kits can be useful—but they never offset a bad premium or a product you do not need. Price the metal vs spot and read storage terms.
Related: tax- and penalty-free funding.